ANALYZING CHALLENGES FACED BY LEARNERS IN THE ADOPTION OF ONLINE DEGREE PROGRAMS IN HIGHER EDUCATION INSTITUTES. Multidisciplinary, Scientific Work and Management Journal [Internet]. 2026 Apr. 21 [cited 2026 Jun. 16];36(1s):3662-5. Available from: https://mswmanagementj.com/index.php/home/article/view/3145