Impact of Ayushman Card Yojana on the Health of Rural Public in Uttar Pradesh in India

Abstract

This comprehensive study examines the transformative impact of the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) on rural health outcomes in Uttar Pradesh, India, from 2018 to 2025. Utilizing extensive empirical data from multiple sources, statistical analysis, and comparative regional assessments, this research evaluates the scheme's effectiveness in improving healthcare access, reducing out-of-pocket expenditure, enhancing health outcomes, and addressing health inequities. The study incorporates both quantitative metrics including maternal mortality reduction, infant mortality decline, institutional delivery improvements, and qualitative insights from beneficiary experiences, healthcare provider perspectives, and policy implementation challenges. Our findings reveal significant improvements in rural health indicators, with maternal mortality declining from 197 to 158 per 100,000 live births, infant mortality reducing from 43 to 35 per 1,000 live births, and institutional deliveries increasing from 68.1% to 79.5% in Uttar Pradesh between 2018 and 2024.