A STUDY ON SATISFACTION LEVEL OF SALARIED INDIVIDUALS WITH THE OVERALL RATE OF RETURN FROM DIFFERENT INVESTMENT INSTRUMENTS

Abstract

This study evaluates the satisfaction levels of 2,000 salaried individuals in the Wardha district regarding the rate of return from various investment instruments. Using a quantitative descriptive research design and one-sample t-tests (test value = 3), the research identifies a general satisfaction with overall portfolio returns. The findings reveal that Real Estate  and Gold/Silver provide the highest satisfaction, followed by Mutual Funds. While investors reported satisfaction with traditional banking products like Fixed Deposits and Equity Shares, they maintained a neutral stance toward Bonds and Cryptocurrency. These results indicate that while salaried investors are increasingly diversifying into market-linked avenues, traditional tangible assets remain preferred for their perceived stability and long-term wealth creation. The study underscores the necessity for financial products to align closely with the specific risk-return expectations of the salaried class.