EVALUATING USER ADOPTION OF QRIS AS A GATE IN THE PAYMENT SYSTEM IN JAKARTA MRT. MSW Management Journal, [S. l.], v. 36, n. 1, p. 2441–2446, 2026. DOI: 10.7492/w7v9ab20. Disponível em: https://mswmanagementj.com/index.php/home/article/view/1402.. Acesso em: 3 mar. 2026.