The Effect of Financial Characteristics on Financial Literacy Among Public University Students in Jakarta: The Mediating Role of Financial Technology. MSW Management Journal, [S. l.], v. 36, n. 2, p. 1000–1006, 2026. DOI: 10.7492/25fj8929. Disponível em: https://mswmanagementj.com/index.php/home/article/view/4090.. Acesso em: 13 jun. 2026.