FINANCIAL STABILITY AND ENTREPRENEURSHIP AMONG RURAL WOMEN THROUGH KALAIGNAR MAGALIR URIMAI THITTAM IN COIMBATORE DISTRICT

Abstract

Women’s financial empowerment is a key driver of inclusive growth and sustainable development. The Kalaignar Magalir Urimai Thittam
(KMUT), launched by the Government of Tamil Nadu, provides ₹1,000 per month to eligible women heads of households through Direct
Benefit Transfer (DBT). Kalaignar Magalir Urimai Thittam This study examines the impact of KMUT on financial stability and entrepreneurial
development among rural women in Coimbatore district. The study is based on primary data collected from 384 women beneficiaries using a
structured questionnaire. Analytical tools such as percentage analysis and chi-square test were employed. Findings reveal that the scheme
significantly improves household financial stability, enhances savings behavior, and encourages micro-entrepreneurial activities. A statistically
significant association is found between income utilization and entrepreneurial engagement. The study concludes that KMUT acts as a catalyst
for women’s economic empowerment and grassroots entrepreneurship.